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High-Level Overview

HOMEE is a Tampa, Florida-based InsurTech company that provides a technology platform connecting insurers, policyholders, and a network of over 20,000 vetted service providers to streamline property claims processing and repairs.[1][3][4][5] It serves the property and casualty insurance industry by managing claims from inspection to completion, using AI-driven tools like SmartClaim AI for faster cycle times (40% reduction), lower loss adjustment expenses (66% reduction), and high customer satisfaction (85% NPS).[3][4] The platform solves inefficiencies in the fragmented home services market by digitizing repairs, offering direct payments to HOMEE, a 5-year workmanship warranty, and tailored contractor matching, with the company raising $75M+ in funding including a $12M Series C.[1][5]

Origin Story

HOMEE was founded in 2016 by Doug Schaedler in Tampa, Florida, as a tech-enabled managed repair network targeting the analog, fragmented property claims repair space.[1][5][6] Schaedler and the team identified opportunities to revolutionize claims handling for insurers and policyholders, starting with a platform that coordinates inspections, estimates, and repairs via a vetted pro marketplace.[3][4][6] Early traction came from partnerships with top insurance carriers and warranty firms, leveraging a network of skilled contractors to cut repair times by 25% and build a reputation for efficient, stress-free experiences, leading to $36.8M+ in total funding across seven rounds.[1][4][5]

Core Differentiators

• AI-Powered SmartClaim Platform: Uses AI/ML and analytics for touchless, personalized claims processing, instantly matching claims to specialized pros within 5 minutes and enabling direct carrier payments to speed repairs.[3][4]
• Vetted Pro Network: 20,000+ contractors with tailored job matching, a 5-year warranty (up to 10 years on roofing), and insurance-claim expertise, ensuring quality and long-term retention.[3][4]
• End-to-End Claims Management: Offloads coordination for insurers, reducing cycle times by 40%, LAE by 66%, and improving policyholder NPS to 85% through fast, easy processes.[3][4]
• Innovation-Driven Culture: Core values emphasize growth, collaboration, accountability, and iteration, fostering cutting-edge software for the $500B+ home services market.[3][6]

Role in the Broader Tech Landscape

HOMEE rides the InsurTech wave digitizing the $100B+ U.S. property claims sector, where analog processes cause delays and high costs amid rising climate-driven disasters.[1][3] Its timing aligns with AI adoption in insurance for efficiency, as carriers seek platforms to cut friction in fragmented home repairs—HOMEE's model integrates seamlessly, becoming a critical partner for emergency mitigations.[3][4] By enabling faster returns to normal for policyholders and scalable networks for pros/insurers, it influences the ecosystem toward tech-led repairs, competing with players like West Hill Global while setting benchmarks for AI in claims.[1][3]

Quick Take & Future Outlook

HOMEE is poised to expand its AI capabilities and pro network amid surging property claims from extreme weather, potentially capturing more carrier partnerships and entering adjacent home services.[1][3][4] Trends like AI spatial intelligence and robotics could enhance its platform, while sustained funding supports scaling beyond Tampa.[2][5] Its influence may evolve into a dominant repair infrastructure player, delivering even greater efficiencies as InsurTech matures—watch for deeper AI integrations to maintain its edge in a high-growth market.[1][4]