Jia Yin Capital

Jia Yin Capital, based in Shanghai, China, operates an online platform that facilitates loans by connecting individual borrowers with institutional funding partners. Originally launched as a peer-to-peer lending marketplace, the company strategically shifted in 2020 to a loan facilitation model, serving underserved consumer segments in China's financial market. The organization employs 1,028 individuals and has been publicly listed on NASDAQ (JFIN) since May 10, 2019, leveraging technology to bridge financial service gaps. Revenue is primarily generated through these loan facilitation services, partnering with institutional funders. Key executives include Dinggui Yan, who serves as founder, chairman, and CEO, alongside Chunlin Fan as CFO and Yi Feng as CTO. Jia Yin Capital was founded in 2011 by Dinggui Yan. Its business model centers on generates revenue through loan facilitation services, partnering with institutional funders rather than direct P2P lending.